Super health check
It’s easy to put other needs before your superannuation. However, it is important to remember to give your super regular check ups, as little changes now can mean a big difference in the amount that you receive when it comes time to retire.
By spending a few minutes completing our HIP Super Health Check, it could make a big difference to the amount you retire with.
1. Do you have more than one account?
HIP can help by contacting your other Fund and arranging a rollover into your account. It can save you hundreds of dollars in fees. Simply complete our rolloverrequest form.
2. Super choice?
Have you changed jobs and your current super is being paid into a different fund? Don't waste money on two sets of fees for two different funds. Save and consolidate by making HIP your 'Choice' of super fund.
3. Do you know what fees you are paying?
Does your super provide you with easy to understand, low fees? HIP does. View our low cost structure here.
4. Do you know your super’s investment performance?
In the 2005/2006 financial year HIP’s Growth Option returned 15.9%, which was 1.7% above the industry average. View HIP's long term performance here.
5. Are you comfortable with your investment option?
HIP gives you the opportunity to choose one of our ready-made investment options or, you can create your own investment strategy from our three investment options.
6. Are you making any additional contributions to your super?
It's amazing the effect that additional contributions, either after-tax or salary sacrifice, can have on your final superannuation amount. The trick is to start contributing early and enjoy the rewards of compounding interest on your additional contributions!
7. Will you have enough super?
Our calculators will allow you to estimate how much your super assets will grow by the time you expect to retire.
8. Would your insurance cover the unexpected?
All HIP members under age 65 automatically receive one unit of Death Insurance and can apply to increase this amount at any time to a maximum of $1 million. Members are able to insure 75% of their income for up to two years through our cost effective Income Protection Insurance if they are unable to work and have access to optional TPD cover.
9. Subscribe to HIP News
Keep up to date with superannuation matters via our email news and information service. Sign up now and have HIP’s News delivered to your inbox.
10. MemberOnline
Get 'super' active with MemberOnline - the internet facilty which allows you to check your account balance and contributions made, update your details or make an investment choice.
11. Join HIP
If you haven't already done so, Join HIP and take advantage of our low fees, strong investment returns, a choice of investment options and many other benefits and services.
This website is provided by Private Hospitals Superannuation Pty Ltd ABN 59 006 792 749, AFSL 247063, RSE L0001533, Trustee of Health Industry Plan (SPIN HIP0100AU, RSE R1056617), and is general information only. It does not take into account your objectives, financial situation or specific needs so you should look at your own financial position and requirements before making a decision. Please note that investments can go up and down. Past performance is not a reliable indicator of future performance. You should assess your own financial situation and needs, read the relevant Product Disclosure Statement and consult an adviser if required before making a decision about products on this website.