Your insurance
Superannuation is the asset you are building today to achieve a financially secure retirement. However, at the moment two of your most valuable assets are your financial health and income earning potential. Protecting them against the unexpected should be part of your financial strategy.
HIP recognises the importance of insurance cover and offers three specially created insurance covers:
- Death only cover
- Income Protection
- Total and Permanent Disablement (TPD) optional cover
Access to low-cost insurance cover is one of the most valuable benefits of your HIP membership.
Cover is provided 24 hours a day, 7 days a week – not just when you are at work - so you can rest easy knowing you are protected.
In addition, HIP members benefit from:
- Low premiums, less than you can access as an individual
- Hassle free payments as premiums are deducted from your account each month
- The option to increase your cover at any time to suit your needs (subject to meeting the insurer’s requirements).
HIP’s insurance is provided by ING Life Limited (ABN 33 009 657 176).
This website is provided by Private Hospitals Superannuation Pty Ltd ABN 59 006 792 749, AFSL 247063, RSE L0001533, Trustee of Health Industry Plan (SPIN HIP0100AU, RSE R1056617), and is general information only. It does not take into account your objectives, financial situation or specific needs so you should look at your own financial position and requirements before making a decision. Please note that investments can go up and down. Past performance is not a reliable indicator of future performance. You should assess your own financial situation and needs, read the relevant Product Disclosure Statement and consult an adviser if required before making a decision about products on this website.