Super health check
It’s easy to put other needs before your superannuation. However, it is important to remember to give your super regular check ups, as little changes now can mean a big difference in the amount that you receive when it comes time to retire.
By spending a few minutes completing our HIP Super Health Check, it could make a big difference to the amount you retire with.
1. Have you changed jobs and have more than one account?
HIP can help to contact your other Fund and arranging a rollover into your account. It can save you hundreds of dollars in fees. Simply complete the Rollover application form availble for download here.
2. Do you know how much you pay for your super?
HIP is an industry super fund that pays no commisions and returns all profits to members. Better still HIP charges a flat administration fee that doesn't increase as your balance does. View our low cost structure here.
3. Do you know your super’s investment performance?
HIP has a history of strong returns. Visit the Investment & Performance section to view the latest year-to-date performance, monthly performance, or long term performance chart.
4. Are you comfortable with your investment option?
HIP gives you the opportunity to choose one of our ready-made investment options, or you can create your own investment strategy from our three investment options.
5. Do you make additional contributions to your super?
It's amazing the effect that additional contributions, either after-tax or salary sacrifice, can have on your final superannuation amount. The trick is to start contributing early and enjoy the rewards of compounding interest on your additional contributions!
6. Do you think you will have enough super?
Our calculators will allow you to estimate how much your super assets will grow by the time you expect to retire.
7. Would your insurance cover the unexpected?
Your super is the asset you are building today to achieve a financially secure retirement. However, at the moment, two of your most valuable assets are your financial health and income earning potential. Protecting them against the unexpected should be part of your strategy. HIP members have access to cost effective death, income protection and total and permanent disablement insurance.
8. Subscribe to HIP News
You can easily keep up to date with superannuation matters via our email news and information service. Sign up now and have HIP’s News delivered to your inbox.
9. MemberOnline
Get 'super' active with MemberOnline - the internet facilty which allows you to check your account balance and contributions made, update your details or make an investment choice.
10. Join HIP
If you haven't already done so, Join HIP and take advantage of our low fees, strong investment returns, a choice of investment options and many other benefits and services.
Click here for a super checklist.
* Past performance is no indication of future performance. If you are unsure of what investment option best suits your personal financial situation, objectives or needs, please seek advice from a qualified financial planner.
This website is provided by Private Hospitals Superannuation Pty Ltd ABN 59 006 792 749, AFSL 247063, RSE L0001533, Trustee of Health Industry Plan (SPIN HIP0100AU, RSE R1056617), and is general information only. It does not take into account your objectives, financial situation or specific needs so you should look at your own financial position and requirements before making a decision. Please note that investments can go up and down. Past performance is not a reliable indicator of future performance. You should assess your own financial situation and needs, read the relevant Product Disclosure Statement and consult an adviser if required before making a decision about products on this website.