Cash Option

Objectives

  • To achieve investment returns that exceed inflation* over most one-year periods
  • To achieve a return that is at least as good as bank deposit rates (after making an adjustment for fees and tax)

 

General investment mix

Totally invested in cash which is a defensive asset.

Target investment allocations (Strategy)

  • Cash 100%

 

Risks

Not expected to reduce a negative return.  Although this is not guaranteed.

Designed for members who want more stable but significantly lower returns than other options or are very close to retirement and are not prepared to tolerate any fluctuatons in the value of their superannuation benefit.

*As measured by the Consumer Price Index