Capital Stable Option
Objectives
- To achieve investment returns that exceed inflation* by at
least 1% per year over most rolling five-year periods. - To provide members with consistent returns, reduced volatility and some capital growth
General investment mix
A higher allocation to 'defensive' assets like cash and bonds, a smaller investment in 'growth' invesmtents like shares and property, with a 5% allowable tolerance in each asset class.
Target investment allocations (Strategy)
- Australian shares 10%
- International shares 10%
- Growth alternatives 5%
- Defensive alternatives 10%
- Direct property 5%
- Fixed interest 40%
- Cash 20%
Each asset allocation may vary by +/- 5%
Risks
Likelihood of a negative return no more than 3 years in 35 years.
Designed for members who want peace of mind knowing their capital is reasonably secure or are nearing retirement and wanting to tkae very low risks with their supernnuation benefit.
*As measured by the Consumer Price Index
This website is provided by Private Hospitals Superannuation Pty Ltd ABN 59 006 792 749, AFSL 247063, RSE L0001533, Trustee of Health Industry Plan (SPIN HIP0100AU, RSE R1056617), and is general information only. It does not take into account your objectives, financial situation or specific needs so you should look at your own financial position and requirements before making a decision. Please note that investments can go up and down. Past performance is not a reliable indicator of future performance. You should assess your own financial situation and needs, read the relevant Product Disclosure Statement and consult an adviser if required before making a decision about products on this website.